You either need finance yourself, or you know someone who does. One of those gets you a loan. The other gets you paid.
A short, straight application and a real answer from a real person — usually within the hour.
Takes about 3 minutes. Credit assessment applies.
Know someone who needs finance? Introduce them. Every part of the work after that is ours.
Free to join. Commission depends on loan size. T&Cs apply.
We're a registered credit provider, not a quick-cash counter. Every application is looked at by a person who checks the loan actually works for your budget — then tells you straight, either way.
Send them on WhatsApp and we'll tell you within minutes if anything is missing. No forms to print, nothing to post.
Start your applicationAll fees, interest and initiation charges are set within the limits of the National Credit Act and are shown to you in writing before you sign anything.
Most applications get an answer within the hour, because waiting in the dark is the worst part.
If the repayments won't work for you, we say so. A loan you can't carry helps nobody.
You deal with someone who knows your file. No call-centre roulette, no repeating yourself.
Your amount, your instalments, your dates. Read it before you commit to anything.
You almost certainly know someone who needs finance this month. A colleague, a neighbour, a customer, a family member. Introduce them to ExecuCash and we do every bit of the work — you simply make the introduction.
Earn up to R1 600 per referral
R1 600
when they borrow R8 000
Commission is paid once your referral's loan is settled. T&Cs apply.
There's no paperwork on your side. There's no selling. You make the introduction; we take responsibility for everything that follows.
Send us their name and number on WhatsApp, or use the referral form. Ten seconds, done.
Usually the same day. We introduce ourselves properly and treat them the way we'd treat you.
If they qualify, we assess, approve and pay out. If they don't, we tell them honestly why.
Once the loan is settled, your commission is paid into your account. We'll message you when it goes out.
Commission on every successful referral. Nothing to buy in, no monthly fee, no targets.
A name and a number is the whole job. Everything after that sits with our team.
Your name is attached to this. We look after your referrals the way you'd want them looked after.
Refer from your phone, track it in the same chat. No portal, no paperwork, no selling.
These aren't slogans we picked. They're the words that keep coming back in our Google reviews, written by people who've dealt with us more than once.
You hear back quickly, and you hear back even when the answer isn't the one you wanted.
Proper process, proper records, proper conduct — from the first message to the last payment.
People come to us in tight spots. Nobody here makes you feel small for asking.
Messages get answered. Questions get real answers. You're never left guessing.
Most of our business comes from people who've been with us for years, and the friends they send.
If borrowing isn't the right move for you right now, we'll tell you that instead of selling you one.
4.8 from 26 reviews · Read them on Google
“Highly recommended lending company! I am incredibly grateful for this team. Every single time I need financial help, they are there for me. Their customer service is exceptionally professional, and they always provide incredibly fast feedback and support.”
“Been with them for years, their service never disappoints. The 2 ladies are always welcoming and easy to talk to. Less interest rates.”
“Excellent service deserves 10 stars. Always sharp and ready to assist with no delays.”
Reviews come from our Google Business Profile and are published in our clients' own words. We show a first name and surname initial only, to protect their privacy. We don't write, edit or incentivise reviews.
ExecuCash is a registered South African credit provider. We arrange short-term personal finance for working people, and we've built the business on the least glamorous thing in this industry: doing what we said we'd do, on the day we said we'd do it.
Most of our clients found us through someone they trust. That's not an accident — it's the whole strategy. Which is also why we pay the people who send them.
We're regulated under the National Credit Act, we assess affordability before we lend, and we'd rather turn down an application than hand someone a repayment they'll drown in. That's not caution for its own sake. It's how you end up with clients who stay for years.
Most applications are answered within an hour during business hours, provided we have all your documents. If something's missing we'll tell you immediately rather than leaving you waiting.
Loans range from R500 to R8 000. The amount you're offered depends on your income and your affordability assessment — we won't approve an instalment your budget can't carry.
Your South African ID, your latest payslip, three months of bank statements for the account your salary goes into, and proof of residence. Photos taken on your phone are fine.
Yes, provided you can show regular income. Send us three to six months of bank statements and we'll tell you honestly whether we can help.
Interest, initiation and service fees are charged within the maximums set by the National Credit Act. You'll see the full cost of your loan in writing — the amount, the instalments and the dates — before you sign anything.
Tell us before the date, not after. We'd far rather work something out with you early than deal with a missed debit order. Talk to us and we'll look at the options.
Yes, at any time, with no penalty. Message us for a settlement figure.
Send us their name and contact number — on WhatsApp, or through the referral form. That's the entire job. Please make sure they know you're passing on their details.
Your commission is a share of the loan your referral takes out, so a bigger loan pays you more — up to R1 600 on our largest loan of R8 000. Use the slider in the referral section to see what any loan size pays. It's paid once their loan is settled, and we'll message you when the payment goes out.
None. We handle the application, the documents, the credit checks, the communication and the payout. You make the introduction, we do the work.
No. There's no joining fee, no monthly cost, no minimum number of referrals and no targets. Refer one person a year or ten a month — it's up to you.
Yes. Salons, spaza shops, garages, funeral parlours, driving schools, HR departments — anyone who deals with people who occasionally need finance. We can set you up with your own referral link and WhatsApp shortcut.
They're treated exactly like any other client: a proper affordability assessment, a clear explanation of the costs, and an honest answer either way. We won't push a loan onto someone who shouldn't take one — your name is attached to the introduction, and we take that seriously.
Straight into your bank account. We'll take your banking details once your first referral is approved, and you'll get a message confirming each payment.
Both roads run through the same WhatsApp number: 076 621 2333
Start the application now, or send us a message and we'll walk you through it.
Apply nowJoin the network, refer your first client, and get paid when their loan settles.
Become a referral partner
